The 2010 UBA Health Plan Survey was conducted October 1, 2009 to June 4, 2010, through the joint effort of 145 of the nation’s premier independent benefit advisory firms who comprise UBA. Member Firms, in conjunction with existing clients, completed responses, and additional area employers were invited to complete the web-based surveys. UBA obtained plan data for a total of 17,113 plans from 11,413 employers.

While other surveys primarily target large employers, this survey focuses on reporting results that are applicable to the small to midsize companies who represent the overwhelming majority of the nation’s 5 million-plus employers, with a mix of larger companies in rough proportion to their prevalence nationally. Thus, this survey provides a current snapshot of the nation’s employers rather than covered employees. Its primary purpose is to provide accurate and relevant health plan benchmarks employers can use to help them make critical benefits decisions.

The purpose of the survey is to provide employers with comparative data regarding plan costs, employee contributions, and plan designs that will allow them to benchmark their plan against those of similar employers. That evaluation can be based on employers with similar numbers of employees, employers in a similar industry, or employers in a similar geographic area. The survey focuses solely on active employee and retiree health plans and directly related benefits (prescription drugs, HRA/HSA, and Section 125 plans) in order to derive the most useful results possible. A significant strength of this study is its unique ability to support subgroup analyses.

The national scope of the survey allows for regional, industry-specific, and employee size differentials to emerge from the data. In addition, the exceptionally large number of plans included allows for both a broader range of categories than normally reported and a larger number of respondents in each category. This is especially true for the small and midsize companies who comprise the overwhelming majority of health plans in the country.

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	Key Findings Flash Presentation
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The 2010 UBA Employer Opinion Survey was conducted in February 2010. UBA Member firms invited clients and area employers to complete the web-based survey. The resulting database contains the responses of these 1,510 employers.

The array of respondents were targeted to mirror the actual distribution of employer health plan sponsors based on region of the country, industry group, and number of employee range. The national distribution of UBA member firms and the diversity of their client base provide a unique basis to achieve this balance. The survey was designed to gauge the opinions and strategies of employers who offer health benefits in the following four key areas:  Health Care Strategy, Health Benefits Philosophy and Opinion, Health Plan Management, and Consumer Driven Health Care.

The survey delineates the specific health care strategy, cost-containment efforts, opinions, and future expectations regarding employer-sponsored health plans. Results are reported for each of the 16 questions and 108 specific responses offered, with brief commentary regarding the findings and possible implications. The report specifically addresses both current and potential future strategies and identifies areas of increased interest.

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	Key Findings Flash Presentation
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Special Supplement on Health Care Reform

The results of the UBA 2010 Employer Opinion Survey Special Supplement featuring employer opinions on future costs, plan designs and the impact of health care reform provisions being considered by both houses of Congress are now available. 

Findings of the 2010 UBA Employer Opinion Survey available in April of 2010 will provide employers with critical benchmarks that allow them to compare their attitudes and strategies regarding employer-provided health care with those of their peers and competitors.

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The 2009 UBA Health Plan Survey was conducted October 1, 2008 to June 5, 2009. UBA Member Firms, in conjunction with existing clients, completed responses, and additional area employers were invited to complete the web-based surveys. UBA obtained plan data for a total of 17,655 plans from 12,316 employers.

Key statistics from this year's survey results:

• The average increase for all plan types was 7.3%
• PPO plans have nearly two-thirds of all enrolled employees (63.9%)
• Fee For Service Plans are all but extinct, with only 0.4% of employees enrolled
• The average employee contribution for plans with contributions for all plan types is $105 for single and $419 for family
• More than three-fourths of all wellness plans (78.4%) offered a health risk assessment
• More than two-thirds (67.2%) of all family plans without a deductible are located in the Northeast and West
• Of all plans in the Northeast, 86.6% have 100% coinsurance
• 52.7% of all covered employees also elected to cover their dependents

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